Scout Privacy Policy

Effective Date: June 12, 2026

Scout ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your information. This Privacy Policy explains how we collect, use, store, share, and protect your personal information when you use the Scout mobile application, website, and related services (collectively, the "Platform"). By using the Platform, you consent to the terms of this Privacy Policy.

If you have questions about this Policy, contact us at support@scoutfinance.io.

1. Information We Collect

1.1 Personal Information

We may collect information that can identify you, including:

• Name, email address, phone number
• Account credentials (username, password)
• Payment information when purchasing access to premium content or subscriptions (processed by third-party providers; Scout does not store full payment card details)

1.2 Non-Personal Information

We may collect information that does not directly identify you, including:

• Device information (device type, OS version, IP address, device identifiers)
• Usage data and analytics (time spent, clicks, pages visited, features used)
• Aggregated or anonymized data from third-party APIs (Helius, Magic, Jupiter, CoinGecko, Financial Modeling Prep, Stripe)

1.3 Wallet and Blockchain Data

• Public blockchain addresses, wallet balances, and transaction history
• Non-custodial wallet interactions initiated by the user

Note: Scout does not have access to private keys, seed phrases, or control over your digital assets.

1.4 Peer-to-Peer Transfers

• Users may send or receive funds directly to/from other users using third-party wallets or services.
• Scout does not custody, facilitate, control, or monitor these transfers.
• Users are solely responsible for verifying recipient addresses and transaction details.

1.5 Information from Third Parties

We may receive information about you from third-party services you connect to the Platform, such as brokerage or wallet connections, subject to those services' privacy policies.

2. How We Use Your Information

We use the information we collect to:

• Operate, maintain, and improve the Platform
• Enable social features, trade posting, and portfolio tracking
• Provide AI-generated reports and premium educational content
• Send notifications, updates, or promotional communications (you may opt out at any time)
• Detect and prevent fraud, abuse, or security threats
• Comply with legal obligations and enforce agreements
• Populate your App Store and Google Play Data Safety disclosures consistent with actual data practices

3. Legal Bases for Processing (GDPR / International Users)

If you are located in the European Economic Area (EEA), United Kingdom, or another jurisdiction with similar laws, our legal bases for processing your personal data include:

• Contract: Processing necessary to provide the Platform to you.
• Legitimate Interests: Fraud prevention, security, and improving the Platform.
• Consent: Where you have specifically consented (e.g., marketing communications).
• Legal Obligation: Where we are required to process data by law.

If you are located in California, the CCPA section below explains your specific rights.

4. Sharing Your Information

We do not sell your personal information. We may share information in the following cases:

• With your consent (e.g., for trade-sharing or social posts)
• With third-party service providers that support the Platform (e.g., hosting, APIs, analytics, payment processors) — only to the extent necessary to provide those services
• To comply with legal obligations, court orders, or government requests, or to protect our rights
• In connection with mergers, acquisitions, or business transactions, provided the acquirer agrees to honor this Privacy Policy

Third-party APIs and services used on the Platform include:

• Helius API — blockchain data
• Magic API — wallet functionality
• Jupiter — DEX routing
• CoinGecko API — token pricing data
• Financial Modeling Prep API — financial and market data
• Stripe — payment processing

We disclaim liability for the accuracy, availability, or security of data from these third parties. Each provider operates under its own privacy policy and terms.

5. Security

We implement reasonable technical, administrative, and physical safeguards to protect your information, including encryption of data in transit and at rest where feasible.

However, no method of transmission or storage is completely secure. We cannot guarantee absolute security of your information or digital assets. In the event of a data breach that affects your personal information, we will notify you as required by applicable law.

6. Data Retention

• Personal information is retained only as long as necessary to provide services, comply with legal obligations, or enforce agreements.
• Non-personal or anonymized data may be retained indefinitely for research, analytics, and improving the Platform.
• Upon account deletion request, we will delete or anonymize your personal information within 30 days, except where retention is required by law.

7. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

7.1 All Users

• Access: Request a copy of the personal information we hold about you.
• Correction: Request correction of inaccurate or incomplete information.
• Deletion: Request deletion of your personal data (subject to legal obligations). To delete your account, email support@scoutfinance.io with "Account Deletion Request" in the subject line. We will process your request within 30 days.
• Opt-Out of Marketing: Unsubscribe from promotional emails at any time using the unsubscribe link in the email or by contacting us.

7.2 California Residents (CCPA / CPRA)

California residents have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

• Right to Know: You may request details about the categories and specific pieces of personal information we have collected, the sources of collection, the business or commercial purposes for collection, and the categories of third parties with whom we share information.
• Right to Delete: You may request deletion of your personal information, subject to certain exceptions.
• Right to Correct: You may request correction of inaccurate personal information.
• Right to Opt-Out of Sale or Sharing: We do not sell or share personal information for cross-context behavioral advertising.
• Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To exercise your CCPA rights, contact us at support@scoutfinance.io. We will respond within 45 days.

7.3 EEA / UK Residents (GDPR / UK GDPR)

If you are located in the EEA or UK, you have additional rights including:

• Right to Restriction: Request that we limit processing of your data.
• Right to Portability: Receive your data in a structured, machine-readable format.
• Right to Object: Object to processing based on legitimate interests or for direct marketing.
• Right to Lodge a Complaint: You may lodge a complaint with your local data protection authority.

Note: Scout is in the process of implementing appropriate data transfer mechanisms for EEA and UK users, including Standard Contractual Clauses (SCCs) as applicable. Some Platform features may have limited availability for EEA/UK users pending completion of these compliance updates. Users in these regions should be aware that Scout's data transfer compliance framework is actively being developed. If you have questions about data transfers or your rights, please contact us at support@scoutfinance.io.

8. Cookies and Tracking

We may use cookies, web beacons, and similar technologies to:

• Analyze Platform usage
• Personalize content and user experience
• Deliver targeted communications

You can manage or disable cookies through your browser or device settings; some Platform features may be impacted. On mobile, you can limit ad tracking through your device's privacy settings (iOS: Settings > Privacy & Security > Tracking; Android: Settings > Privacy > Ads).

9. Children's Privacy

The Platform is not intended for children under 18. We do not knowingly collect personal information from anyone under 18. If we learn that we have collected personal information from a child under 18, we will delete it promptly. If you believe a minor has provided us personal information, please contact us at support@scoutfinance.io.

10. App Store and Google Play Data Disclosures

We are required to accurately complete data safety and privacy nutrition label disclosures on the Apple App Store and Google Play Store. The following data is collected and used by Scout and its third-party service providers:

10.1 Data Collected

• Contact information (name, email, phone number)
• Identifiers (user ID, device ID, IP address)
• Financial information (payment details via Stripe; wallet addresses and transaction data)
• Usage data (feature usage, app interactions, crash logs)

10.2 Data Linked to You

The following data types may be linked to your identity: contact info, identifiers, financial info, and usage data.

10.3 Data Used for Tracking

We do not use your data to track you across third-party apps or websites for advertising purposes.

10.4 Data Deletion

Users can request deletion of their data as described in Section 7. Account deletion requests are processed within 30 days.

11. International Users

If you access the Platform from outside the United States, your information may be transferred to and processed in the U.S., including in the State of Delaware, and governed by U.S. law. By using the Platform, you consent to this transfer. Privacy protections in the U.S. may differ from those in your country.

12. Do Not Track

Our Platform does not currently respond to "Do Not Track" (DNT) signals from browsers. We will update this policy if our practices change.

13. Changes to This Privacy Policy

We may update this Privacy Policy at any time. Material changes will be communicated via the Platform, email, or other communications at least 7 days before taking effect, where reasonably practicable. Continued use of the Platform after changes constitutes acceptance of the updated Privacy Policy. We encourage you to review this Policy periodically.

14. Nevada Privacy Rights (Nevada SB 220)

Nevada residents have the right under Nevada SB 220 to opt out of the sale of certain personally identifiable information to third parties. We do not currently sell personal information as defined under Nevada law. However, if you are a Nevada resident and wish to submit a request relating to our compliance with Nevada law, or to register a do-not-sell preference for any future changes to our practices, you may contact us at support@scoutfinance.io with the subject line "Nevada Privacy Request."

15. Location Data

We may collect approximate location data derived from your IP address in order to provide region-appropriate content, comply with jurisdictional restrictions, detect fraud, and improve Platform performance. We do not collect precise GPS-level location data unless you explicitly grant permission through your device settings. IP-based location data is treated as personal information and processed in accordance with this Privacy Policy. You may limit location-based data collection by using a VPN or adjusting your device and browser settings; however, some Platform features may be affected. Location data is not sold or shared with third parties for advertising purposes.

16. Push Notifications

We may send you push notifications through the Scout mobile application to inform you of Platform activity, account updates, promotions, and other relevant information. Push notification data, including your device token and notification preferences, is collected and used solely to deliver these communications and is not shared with third parties for advertising purposes. You can manage or disable push notifications at any time through your device's notification settings (iOS: Settings > Notifications > Scout; Android: Settings > Apps > Scout > Notifications). Disabling push notifications will not affect your ability to use the Platform, but you may miss important account-related updates.

17. California "Shine the Light" (Civil Code § 1798.83)

California residents may request, under California Civil Code Section 1798.83 (the "Shine the Light" law), information about whether we have disclosed personal information to any third parties for their direct marketing purposes during the preceding calendar year. We do not share personal information with third parties for their own direct marketing purposes without your consent. If you are a California resident and would like to confirm this or request further information, you may contact us at support@scoutfinance.io with the subject line "Shine the Light Request." We will respond to verified requests within 30 days.

18. Contact Us

For questions, concerns, data requests, or account deletion, contact:

Scout
Email: support@scoutfinance.io

We aim to respond to all privacy inquiries within 30 days.