Scout Terms of Service

Effective Date: June 12, 2026

These Terms of Service ("Terms") govern your access to and use of the Scout mobile application, website, and related services (collectively, the "Platform"). By creating an account or using the Platform, you agree to be bound by these Terms. If you do not agree, do not create an account or access the Platform in any way.

1. Nature of the Platform (Important Disclosure)

Scout is a social and educational platform that allows users to share investing activity, opinions, and strategies for discussion purposes only. Scout also provides a visual interface to blockchain decentralized exchanges (DEXs) and related tools but does not endorse any cryptocurrencies.

2. Eligibility

You must:

Scout may suspend or terminate accounts that do not meet these requirements. Scout does not verify age at account creation; by registering, you represent that you meet these requirements.

3. Account Registration and Security

You agree to:

You are responsible for all activity that occurs under your account.

4. User Content, Social Posting, and Conduct

4.1 User-Generated Content

Users may post content including text, images, commentary, opinions, and trade-related activity for stocks, crypto assets, or digital assets ("User Content").

4.2 Social Trade Posts and Activity Sharing

4.3 No Signals, No Advice, No Coordination

Users may not use social posts or messaging to:

Scout may restrict, label, or remove content that implies certainty, guarantees, or directives.

4.4 Accuracy and Responsibility

You are solely responsible for the accuracy and completeness of your User Content. Scout does not verify, audit, or endorse User Content.

4.5 Anti-Manipulation and Platform Integrity

You agree not to:

Scout may monitor activity, apply warnings or labels, limit visibility, restrict features, or suspend accounts to protect Platform integrity.

5. User Conduct

Users agree not to:

Scout may remove content or suspend accounts at its discretion.

6. Leaderboard and Performance Rankings

6.1 Nature of Leaderboard Data

Scout may display leaderboards, rankings, or performance comparisons based on user-reported or user-permitted data. Leaderboard standings are provided for educational purposes only and do not constitute investment advice, endorsement, or a representation of any user's actual financial performance.

6.2 Accuracy and Completeness

Leaderboard data may be incomplete, delayed, aggregated, anonymized, or adjusted for privacy and compliance purposes. Scout does not verify, audit, or guarantee the accuracy of any data used to calculate rankings. Users may self-report or connect data that Scout cannot independently confirm.

6.3 No Reliance

Leaderboard rankings should not be used as a basis for any investment decision. Past performance reflected in rankings does not guarantee future results. Scout expressly disclaims any liability for losses or decisions made in reliance on leaderboard standings.

6.4 Modification or Removal

Scout reserves the right to modify, suspend, or remove the leaderboard feature at any time without notice or liability.

7. Wallet Connections

7.1 Connections

7.2 Wallet Generation and Non-Custodial Design

7.3 Peer-to-Peer Transfers

7.4 Decentralized Exchange (DEX) Interactions

7.5 Protection

8. Fiat-to-Crypto On-Ramp and DEX Trading Features

Scout may allow users to purchase cryptocurrency using fiat currency through third-party payment processors and on-ramp providers (such as Stripe or its partners) and to connect such purchased assets to blockchain wallets.

By using this feature, you acknowledge and agree that:

8.1 Third-Party On-Ramp Providers

8.2 Asset Availability

8.3 DEX Swaps

8.4 No Endorsement or Recommendation

8.5 User Responsibility and Risk

8.6 No Custody and No Money Transmission

8.7 Limitation of Liability

Scout is not responsible for losses arising from:

You assume all risks associated with digital asset transactions.

9. Meme Coin and High-Risk Token Disclaimer

10. AI-Generated Content and Rankings

11. Paid Access on the Platform

11.1 Scout Monthly Memberships

11.2 Creator-Managed Gated Group Chats

12. Disclaimers and No Warranty

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Scout shall not be liable for:

IN NO EVENT SHALL SCOUT'S AGGREGATE LIABILITY EXCEED THE GREATER OF (i) THE AMOUNTS YOU PAID TO SCOUT IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM OR (ii) ONE HUNDRED DOLLARS ($100). SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OF LIABILITY, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

14. Dispute Resolution and Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

14.1 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Platform shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, rather than in court, except as provided below.

14.2 Class Action Waiver

YOU AND SCOUT EACH WAIVE THE RIGHT TO A TRIAL BY JURY AND TO PARTICIPATE IN CLASS ACTION LAWSUITS OR CLASS-WIDE ARBITRATION. You may only resolve disputes with Scout on an individual basis.

14.3 Exceptions

Either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of intellectual property rights.

14.4 Opt-Out

You may opt out of arbitration within 30 days of first accepting these Terms by emailing support@scoutfinance.io with "Arbitration Opt-Out" in the subject line and your name and account information.

15. Indemnification

Users agree to indemnify, defend, and hold harmless Scout and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from:

16. Privacy

Your use of Scout is governed by the Scout Privacy Policy, available at scoutfinance.io/privacy and incorporated herein by reference.

17. Third-Party Services and APIs

Scout may integrate with the following third-party services. Your use of these services is subject to their respective terms and privacy policies:

Scout is not responsible for data accuracy, service availability, pricing, slippage, execution outcomes, smart contract behavior, protocol upgrades, forks, or outages of any third-party service.

18. Intellectual Property

All Platform content, features, design, software, and technology (excluding User Content) are owned by or licensed to Scout and protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any Platform content without Scout's express written permission. The Scout name, logo, and marks are proprietary and may not be used without permission.

19. Termination

Scout may suspend or terminate your access at any time for violations of these Terms or applicable law. Upon termination, your right to use the Platform ceases immediately. Sections 13, 14, 15, and 18 survive termination.

20. Governing Law and Venue

21. Taxes and Compliance

22. Jurisdictional Limitations / Third-Party Compliance

23. Regulatory and Legal Status

24. Force Majeure

Scout is not liable for delays, interruptions, or failures caused by events beyond its reasonable control, including natural disasters, cyberattacks, smart contract exploits, network failures, governmental actions, or acts of God. Scout may temporarily suspend or restrict access to the Platform in such events without liability.

25. Changes to Terms

26. User Acknowledgment

By using the Platform, you acknowledge and agree that you:

27. OFAC / Sanctions Compliance

By using the Platform, you represent and warrant that: (i) you are not located in, organized under the laws of, or ordinarily resident in any country or territory subject to comprehensive U.S. government sanctions, including but not limited to Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine; (ii) you are not listed on, and are not owned or controlled by any person or entity listed on, any U.S. government sanctions list, including the Office of Foreign Assets Control (OFAC) Specially Designated Nationals and Blocked Persons List, the U.S. Department of Commerce Denied Persons List, or any other applicable restricted-party list; and (iii) you will not use the Platform, directly or indirectly, in violation of any applicable U.S. export control or economic sanctions laws and regulations. Scout reserves the right to restrict, suspend, or terminate access to any user who is or becomes the subject of sanctions restrictions. Users are solely responsible for ensuring their use of the Platform complies with all applicable sanctions laws.

28. Apple and Google App Store Compliance

If you access or download the Platform through the Apple App Store, you acknowledge and agree to the following, which is required by Apple: (i) these Terms are entered into solely between you and Scout, and not with Apple, Inc. ("Apple"); (ii) Apple is not responsible for the Platform or its content; (iii) Apple has no obligation whatsoever to provide any maintenance or support services with respect to the Platform; (iv) in the event of any failure of the Platform to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price for the Platform, if applicable, and to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Platform; (v) Apple is not responsible for addressing any claims by you or any third party relating to the Platform or your possession and/or use of the Platform, including but not limited to product liability claims, any claim that the Platform fails to conform to any applicable legal or regulatory requirement, or claims arising under consumer protection or similar legislation; (vi) in the event of any third-party claim that the Platform or your possession and use of the Platform infringes a third party's intellectual property rights, Apple will not be responsible for the investigation, defense, settlement, or discharge of any such claim; (vii) you represent and warrant that you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a "terrorist supporting" country, and that you are not listed on any U.S. Government list of prohibited or restricted parties; and (viii) Apple and its subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof. If you access or download the Platform through the Google Play Store, you acknowledge that Google LLC has no responsibility for the Platform and that your use is subject to the Google Play Terms of Service in addition to these Terms.

29. Account Inactivity

If your account has been inactive for a period of twenty-four (24) consecutive months, Scout may, in its discretion, send you a notice of impending deactivation to the email address associated with your account. If you do not take steps to reactivate your account within thirty (30) days of such notice, Scout may deactivate or delete your account and any associated data, subject to applicable legal retention obligations described in the Privacy Policy. Scout is not responsible for any loss of content, data, or access resulting from account deactivation due to inactivity. Accounts with active paid subscriptions will not be deactivated under this provision while a subscription remains current.

30. Severability, Entire Agreement, and Waiver

Severability. If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

Entire Agreement. These Terms, together with the Scout Privacy Policy and any other policies or agreements expressly incorporated herein by reference, constitute the entire agreement between you and Scout with respect to the Platform and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Platform.

Waiver. No failure or delay by Scout in exercising any right, power, or privilege under these Terms shall operate as a waiver thereof, nor shall any single or partial exercise of any right, power, or privilege preclude any other or further exercise thereof or the exercise of any other right, power, or privilege. No waiver of any provision of these Terms shall be effective unless made in writing and signed by Scout.

31. Contact Information

For questions, concerns, DMCA notices, or account deletion requests, contact:

Scout
Email: support@scoutfinance.io